sandra: president obama nominating mary jo white to lead the sec. what does that signal for the sec's future? we'll go to the white house for more on the nominee. david: jeffries cutting its price target on apple from 800 all the way down to 500 in just one day. that is huge! so why was it still so high going into yesterday's report? what were so many analysts missing from the biggest company in the world and what happens now? we'll talk to an analyst who actually downgraded the stock last week. we'll hear from him coming up. ♪ ♪ [ male announcer ] this is karen anjeremiah. they don't know it yet, but they' gonna fall in love, get married, have a couple of kids, [ children laughing ] move to the country, and live a long, happy life together where they almost never fight about money. [ dog barks ] because right after they get married, they'll find some retirement people who are paid on salary, not commission. they'll get straightforward guidance and be able to focus on other things, like each other, which isn't rocket science. it's just common se